Seed Fintech Startups in Africa

Startup Map Africa tracks the most active Fintech startups and tech companies across the continent. Filter by country, stage, and fundraising status — or explore the full Africa startups database.

A curated selection of African tech companies solving critical infrastructure, financial, and logistical challenges across the continent.

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64 results
List of African tech startups filtered by country, sector, stage, and fundraising status
Name One-liner Country Sector Stage Raising
10mg Health 10mg Health builds embedded credit infrastructure that enables clinics to buy medicines now and pay later across Africa Nigeria Fintech Seed Actively Raising
Afrimark Afrimark is developing a peer to peer sharing system platform to help businesses build their reputation and borrow Kenya Fintech Data & Analytics Seed Actively Raising
alphabloQ alphabloQ - token exchange platform that enables Africans to invest in income generating tokens enabling wealth creation United States Fintech Seed Actively Raising
ASHACARE MEDICAL SOLUTIONS AshaCare is creating HealthShift, a digital system that connects health facilities with qualified staff on demand. Kenya Healthcare Digital Health Fintech Seed Actively Raising
AutoVest AI Hedera AutoVest offers a WhatsApp AI tool for buying tokenized stocks and creating scheduled auto-investment routines. Kenya Fintech Data & Analytics Software & Services Seed Actively Raising
AZIX Azix is developing Africa's SuperApp that offers money transfers,shopping, investments & business tools in one place. United States Fintech E-commerce Seed Actively Raising
Bismart Insurtech marketplace KE Fintech Seed Open to funding
BlockCoop BlockCoop builds blockchain infrastructure to modernize cooperatives and unlock global liquidity. Kenya Fintech Software & Services Seed Actively Raising
BluPay BluPay is developing a conversational AI platform that helps individuals and businesses send and receive cross-border pa Kenya Fintech Seed Actively Raising
Borrds Global Infrastructure for Moving Money Kenya Fintech Seed Actively Raising
Cardtonic A digital platform for gift card trading, bill payments, and business expense management in Africa. Nigeria Fintech Seed Actively Raising
Churpy Receivables automation KE Fintech Seed Open to funding
ClimaVue Climate risk is biz risk. Don't wait for the next disaster to prove it. Visit ClimaVue.org we sort your uncertainties Kenya Agriculture, Aquaculture & Agritech Fintech Data & Analytics Seed Actively Raising
CREATIVE CREDITAI Creative CreditAI is developing an AI-driven financial management and credit assessment platform to help creatives. Kenya Fintech Seed Actively Raising
Credrails Financial data APIs KE Fintech Seed Open to funding
Cynea AI Cynea AI is empowering businesses with AI and blockchain. United Kingdom Fintech Data & Analytics Software & Services Seed Actively Raising
Exit Bridge 67 We are a structured exit ecosystem for sweat & capital equity in private companies. Kenya Fintech Marketing Software & Services Seed Actively Raising
Ezeebit A crypto payments infrastructure startup enabling merchants in Africa to accept stablecoin payments with instant settlement and low fees. South Africa Fintech Seed Actively Raising
Fingo Africa Digital bank for youth KE Fintech Seed Open to funding
FlexPay Goal based layaway KE Fintech Seed Open to funding
Hisa Investing app for Africa KE Fintech Seed Open to funding
iCEMA GROUP iCEMA GROUP is building an ecosystem that will help African youth lead economic change through entrepreneurship. Kenya Fintech Edtech Creative Industries Seed Actively Raising
Incube Incube is developing a connection platform to help startup founders and investors through more signal, less noise Kenya Fintech Seed Actively Raising
IQONA Intelligence IQONA connects MSME activity and trade flows to deliver adaptive, accessible intelligence across Africa’s real economy. Kenya Fintech Data & Analytics Seed Actively Raising
JB U JB JBUJB is a super-app to discover, book, order and pay for restaurants and local services in Morocco. Morocco Fintech, Digital services Seed Open to funding
Jiwambe Jiwambe is financing electric motorcycles in Kenya Kenya Construction Transportation Fintech Seed Actively Raising
Justxpend Technologies Spend crypto as fiat, send professional invoices, gift friends and family all directly from WhatsApp. NO app Nigeria crypto currency/fintech Seed Actively Raising
Kayko A micro-ERP platform digitizing the operations of Rwanda’s informal merchants to unlock formal lending through data-driven credit scoring. Rwanda Fintech Seed Actively Raising
Kenya com Kenya com is developing technologies to help student in finding there stops around Nairobi Kenya Defence Aerospace Fintech Seed Actively Raising
Lami Insurance API platform KE Fintech Seed Open to funding
mdziko E-commerce with embedded credit for consumers and small merchants in africa Malawi fintech Seed Actively Raising
MotiSure Passenger insurance KE Fintech Seed Open to funding
mTek Digital insurance wallet KE Fintech Seed Open to funding
Ndovu Digital wealth manager KE Fintech Seed Open to funding
Ndovu Digital wealth manager KE Fintech Seed Open to funding
Nexen Tech Digital rails for SACCOs, cooperatives, and microfinance institutions. Uganda Fintech Seed Actively Raising
NjiaPay NjiaPay is a South African payment management and routing startup that helps online businesses manage payments by connecting to multiple payment providers through a single integration. South Africa Fintech Seed Actively Raising
Paya Connecting consumers with merchants on a fully digital BNPL platform. Kenya Fintech Seed Actively Raising
Paylend Merchant credit platform KE Fintech Seed Open to funding
Pemig Loans Pemig is a community powered finance and Credit platform leveraging social capital & Causal AI for credit scoring. Kenya Fintech Software & Services Seed Actively Raising
PesaKit Agent wallet toolkit KE Fintech Seed Open to funding
Pesha Techonologies Pesha provides automated expense management for B2B businesses with real -time reconcilliation and reports. Kenya Fintech Seed Actively Raising
Peton Labs Building the next generation of intelligent tools in healthcare, research, and learning. Kenya Engineering Healthcare Fintech Seed Actively Raising
Pezesha Capital SME capital markets KE Fintech Seed Open to funding
Power Financial Wellness Employee financial benefits KE Fintech Seed Open to funding
Project Mocha Project Mocha is a blockchain-powered platform connecting smallholder coffee farmers directly with global investors. Kenya Agriculture, Aquaculture & Agritech Fintech Seed Actively Raising
Rely Technologies Kaspi.kz Super App + Salesforce SaaS for Emerging Markets Kenya Fintech Software & Services E-commerce Seed Actively Raising
RemiRang RemiRang is a decentralized merchant aggregator with aim to decentralize payment and financial services Kenya Fintech Seed Actively Raising
SasaPay Wallet and payments KE Fintech Seed Open to funding
Sents Bank (SB) SB is a platform that makes banking simple and more rewarding for the emerging generation of African consumers. United States Fintech Seed Actively Raising
Shara Group purchasing finance KE Fintech Seed Open to funding
Shujaa App ShujaaPay is building a fintech platform to help gig workers easily access their funds, instantly, at low cost. Kenya Infrastructure & Logistics Fintech Software & Services Seed Actively Raising
Shukran Creator tipping KE Fintech Seed Open to funding
silveragents AI agents that bring institutional-level portfolio management to everyone. France Fintech Software & Services Seed Actively Raising
Tanda Agent network platform KE Fintech Seed Open to funding
TheSMEFriend A freemium graduated ecosystem of digital business development services Estonia Fintech Edtech Research & Consulting Seed Actively Raising
Trakka Africa we are developing a platform to help SMEs and retailers track stock, deliveries, and payments to reduce losses and fraud Kenya Fintech Software & Services Seed Actively Raising
Tusenti Tusenti enables people to save and use their transaction fees as installment payments for personal and business expenses Kenya Fintech Seed Actively Raising
TX META LIMITED Tx-Meta Ltd is developing a crypto off/on ramp mobile app to help crypto users spend their tokens locally with m-pesa Kenya Fintech Data & Analytics Software & Services Seed Actively Raising
Urban Ubuntu Limited Urban Farewell is a mobile-first, affordable repatriation platform for the African diaspora and their extended families South Africa Fintech Software & Services Seed Actively Raising
VOVE ID VOVE ID is a unified identity verification infrastructure that helps businesses onboard users and companies globally thr Morocco Fintech Seed Actively Raising
WafR WafR is a Moroccan fintech startup digitizing neighborhood corner stores by enabling merchants to offer digital services. Morocco Fintech Seed Actively Raising
Zemi Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce. Kenya Fintech Software & Services E-commerce Seed Actively Raising
Zira Technologies Zira Technologies is developing flexible technology platforms that help businesses solve operational challenges and scal Kenya Fintech Software & Services E-commerce Seed Actively Raising

10mg Health

Actively Raising

10mg Health builds embedded credit infrastructure that enables clinics to buy medicines now and pay later across Africa

Nigeria Fintech Seed

Afrimark

Actively Raising

Afrimark is developing a peer to peer sharing system platform to help businesses build their reputation and borrow

Kenya Fintech Data & Analytics Seed

alphabloQ

Actively Raising

alphabloQ - token exchange platform that enables Africans to invest in income generating tokens enabling wealth creation

United States Fintech Seed

ASHACARE MEDICAL SOLUTIONS

Actively Raising

AshaCare is creating HealthShift, a digital system that connects health facilities with qualified staff on demand.

Kenya Healthcare Digital Health Fintech Seed

AutoVest AI

Actively Raising

Hedera AutoVest offers a WhatsApp AI tool for buying tokenized stocks and creating scheduled auto-investment routines.

Kenya Fintech Data & Analytics Software & Services Seed

AZIX

Actively Raising

Azix is developing Africa's SuperApp that offers money transfers,shopping, investments & business tools in one place.

United States Fintech E-commerce Seed

Bismart

Open to funding

Insurtech marketplace

KE Fintech Seed

BlockCoop

Actively Raising

BlockCoop builds blockchain infrastructure to modernize cooperatives and unlock global liquidity.

Kenya Fintech Software & Services Seed

BluPay

Actively Raising

BluPay is developing a conversational AI platform that helps individuals and businesses send and receive cross-border pa

Kenya Fintech Seed

Borrds

Actively Raising

Global Infrastructure for Moving Money

Kenya Fintech Seed

Cardtonic

Actively Raising

A digital platform for gift card trading, bill payments, and business expense management in Africa.

Nigeria Fintech Seed

Churpy

Open to funding

Receivables automation

KE Fintech Seed

ClimaVue

Actively Raising

Climate risk is biz risk. Don't wait for the next disaster to prove it. Visit ClimaVue.org we sort your uncertainties

Kenya Agriculture, Aquaculture & Agritech Fintech Data & Analytics Seed

CREATIVE CREDITAI

Actively Raising

Creative CreditAI is developing an AI-driven financial management and credit assessment platform to help creatives.

Kenya Fintech Seed

Credrails

Open to funding

Financial data APIs

KE Fintech Seed

Cynea AI

Actively Raising

Cynea AI is empowering businesses with AI and blockchain.

United Kingdom Fintech Data & Analytics Software & Services Seed

Exit Bridge 67

Actively Raising

We are a structured exit ecosystem for sweat & capital equity in private companies.

Kenya Fintech Marketing Software & Services Seed

Ezeebit

Actively Raising

A crypto payments infrastructure startup enabling merchants in Africa to accept stablecoin payments with instant settlement and low fees.

South Africa Fintech Seed

Fingo Africa

Open to funding

Digital bank for youth

KE Fintech Seed

FlexPay

Open to funding

Goal based layaway

KE Fintech Seed

Hisa

Open to funding

Investing app for Africa

KE Fintech Seed

iCEMA GROUP

Actively Raising

iCEMA GROUP is building an ecosystem that will help African youth lead economic change through entrepreneurship.

Kenya Fintech Edtech Creative Industries Seed

Incube

Actively Raising

Incube is developing a connection platform to help startup founders and investors through more signal, less noise

Kenya Fintech Seed

IQONA Intelligence

Actively Raising

IQONA connects MSME activity and trade flows to deliver adaptive, accessible intelligence across Africa’s real economy.

Kenya Fintech Data & Analytics Seed

JB U JB

Open to funding

JBUJB is a super-app to discover, book, order and pay for restaurants and local services in Morocco.

Morocco Fintech, Digital services Seed

Jiwambe

Actively Raising

Jiwambe is financing electric motorcycles in Kenya

Kenya Construction Transportation Fintech Seed

Justxpend Technologies

Actively Raising

Spend crypto as fiat, send professional invoices, gift friends and family all directly from WhatsApp. NO app

Nigeria crypto currency/fintech Seed

Kayko

Actively Raising

A micro-ERP platform digitizing the operations of Rwanda’s informal merchants to unlock formal lending through data-driven credit scoring.

Rwanda Fintech Seed

Kenya com

Actively Raising

Kenya com is developing technologies to help student in finding there stops around Nairobi

Kenya Defence Aerospace Fintech Seed

Lami

Open to funding

Insurance API platform

KE Fintech Seed

mdziko

Actively Raising

E-commerce with embedded credit for consumers and small merchants in africa

Malawi fintech Seed

MotiSure

Open to funding

Passenger insurance

KE Fintech Seed

mTek

Open to funding

Digital insurance wallet

KE Fintech Seed

Ndovu

Open to funding

Digital wealth manager

KE Fintech Seed

Ndovu

Open to funding

Digital wealth manager

KE Fintech Seed

Nexen Tech

Actively Raising

Digital rails for SACCOs, cooperatives, and microfinance institutions.

Uganda Fintech Seed

NjiaPay

Actively Raising

NjiaPay is a South African payment management and routing startup that helps online businesses manage payments by connecting to multiple payment providers through a single integration.

South Africa Fintech Seed

Paya

Actively Raising

Connecting consumers with merchants on a fully digital BNPL platform.

Kenya Fintech Seed

Paylend

Open to funding

Merchant credit platform

KE Fintech Seed

Pemig Loans

Actively Raising

Pemig is a community powered finance and Credit platform leveraging social capital & Causal AI for credit scoring.

Kenya Fintech Software & Services Seed

PesaKit

Open to funding

Agent wallet toolkit

KE Fintech Seed

Pesha Techonologies

Actively Raising

Pesha provides automated expense management for B2B businesses with real -time reconcilliation and reports.

Kenya Fintech Seed

Peton Labs

Actively Raising

Building the next generation of intelligent tools in healthcare, research, and learning.

Kenya Engineering Healthcare Fintech Seed

Pezesha Capital

Open to funding

SME capital markets

KE Fintech Seed

Power Financial Wellness

Open to funding

Employee financial benefits

KE Fintech Seed

Project Mocha

Actively Raising

Project Mocha is a blockchain-powered platform connecting smallholder coffee farmers directly with global investors.

Kenya Agriculture, Aquaculture & Agritech Fintech Seed

Rely Technologies

Actively Raising

Kaspi.kz Super App + Salesforce SaaS for Emerging Markets

Kenya Fintech Software & Services E-commerce Seed

RemiRang

Actively Raising

RemiRang is a decentralized merchant aggregator with aim to decentralize payment and financial services

Kenya Fintech Seed

SasaPay

Open to funding

Wallet and payments

KE Fintech Seed

Sents Bank (SB)

Actively Raising

SB is a platform that makes banking simple and more rewarding for the emerging generation of African consumers.

United States Fintech Seed

Shara

Open to funding

Group purchasing finance

KE Fintech Seed

Shujaa App

Actively Raising

ShujaaPay is building a fintech platform to help gig workers easily access their funds, instantly, at low cost.

Kenya Infrastructure & Logistics Fintech Software & Services Seed

Shukran

Open to funding

Creator tipping

KE Fintech Seed

silveragents

Actively Raising

AI agents that bring institutional-level portfolio management to everyone.

France Fintech Software & Services Seed

Tanda

Open to funding

Agent network platform

KE Fintech Seed

TheSMEFriend

Actively Raising

A freemium graduated ecosystem of digital business development services

Estonia Fintech Edtech Research & Consulting Seed

Trakka Africa

Actively Raising

we are developing a platform to help SMEs and retailers track stock, deliveries, and payments to reduce losses and fraud

Kenya Fintech Software & Services Seed

Tusenti

Actively Raising

Tusenti enables people to save and use their transaction fees as installment payments for personal and business expenses

Kenya Fintech Seed

TX META LIMITED

Actively Raising

Tx-Meta Ltd is developing a crypto off/on ramp mobile app to help crypto users spend their tokens locally with m-pesa

Kenya Fintech Data & Analytics Software & Services Seed

Urban Ubuntu Limited

Actively Raising

Urban Farewell is a mobile-first, affordable repatriation platform for the African diaspora and their extended families

South Africa Fintech Software & Services Seed

VOVE ID

Actively Raising

VOVE ID is a unified identity verification infrastructure that helps businesses onboard users and companies globally thr

Morocco Fintech Seed

WafR

Actively Raising

WafR is a Moroccan fintech startup digitizing neighborhood corner stores by enabling merchants to offer digital services.

Morocco Fintech Seed

Zemi

Actively Raising

Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce.

Kenya Fintech Software & Services E-commerce Seed

Zira Technologies

Actively Raising

Zira Technologies is developing flexible technology platforms that help businesses solve operational challenges and scal

Kenya Fintech Software & Services E-commerce Seed

Recently Added African Startups

Live
Startup Country Sector About
Cayanda Idea South Africa FinTech Access global markets, diversify investments, and build wealth through one powerful platform.
Equilua Seed Angola Infrastructure fintech for Angola
TheEntered Idea Nigeria Consumer Apps / Social A private members-only platform for ambitious Africans to find love and the professional connections worth keeping.
Bizella Pre Seed Ghana Services MarketPlace Ghana-based marketplace for booking verified home service providers
Neosoft Investment Ltd Pre Seed Zambia Agritech NeoSoft Tech builds AI tools for governments, SMEs, and farmers to drive growth and jobs in Africa.

FAQs About African Startups

The ecosystem is diverse, featuring standout African tech companies in fintech, healthtech, and agritech. Notable examples include innovators like SunCulture, BasiGo, and RxAll, which are solving core infrastructure and financial challenges across the continent.

You can use our directory filters above to quickly sort the database. Whether you are looking for tech startups in Africa based in Kenya, Nigeria, South Africa, or Egypt, our regional breakdown provides accurate, up-to-date data.

Fintech historically accounts for the largest share of funding, but sectors like climate tech, logistics, and enterprise AI are rapidly accelerating. African start ups are increasingly building B2B solutions that digitize informal economies.

Yes, our platform allows you to filter startups in Africa from the early pre-seed and seed stage all the way to Series B and growth stages, making it easier for investors and corporate partners to find relevant African tech companies.