Growth Stage Fintech Startups in Africa
Startup Map Africa tracks the most active Fintech startups and tech companies across the continent. Filter by country, stage, and fundraising status — or explore the full Africa startups database.
Top Startups in Africa to Watch
A curated selection of African tech companies solving critical infrastructure, financial, and logistical challenges across the continent.
A data community bridging data literacy across Africa through mentorship, training, partnerships and events.
Smart fleet management for owners and drivers: tracking, alerts, leases, and payments in one dashboard.
Spend crypto as fiat, send professional invoices, and gift friends — all directly from WhatsApp. No app needed.
Manufacturing batteries for EVs and ESS systems targeting last-mile electrification and the e-mobility transition.
Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce.
A free football predictions platform powered by AI and mathematical analysis.
Organic energy drink juice formulated for energy, mental clarity and focus.
Connecting startups with engineering students for hands-on projects while mapping talent for future roles.
Browse Startups in Africa by Country
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| Name | One-liner | Country | Sector | Stage | Raising |
|---|---|---|---|---|---|
| Batela | Batela develops an offline-first ERP helping Congolese SMEs track sales, stock, and cash with ease. | Congo, Democratic Republic | Fintech Software & Services E-commerce | Growth | Actively Raising |
| Blancosy | Blancosy is a tech enabler and an embedded fintech startup that transforms wastes into wealth through innovation and tec | Kenya | Cleantech Fintech | Growth | Actively Raising |
| Bokra | Bokra is an Egyptian wealth-tech startup providing sharia-compliant digital wealth management and investment products for Egypt's middle class. | Egypt | Fintech | Growth | Not Raising |
| CashPlus | CashPlus is a Moroccan fintech and money-transfer company, operating one of Morocco's largest payment and cash-service agent networks. | Morocco | Fintech | Growth | Not Raising |
| cradlevoices | CradleVoices is building a payment and SMS orchestration solution to help merchants streamline payment processing and me | Kenya | Fintech Software & Services | Growth | Actively Raising |
| Due Diligence Africa | Diligence Africa is developing investment research and risk assessment solutions to help investors de-risk investments. | United States | Fintech | Growth | Actively Raising |
| Durra FX | DurraFX enables African businesses and global merchants to streamline cross-border payments with liquidity and payouts | Kenya | Fintech | Growth | Actively Raising |
| DURRAPAY | Powering Collections and Payouts | Kenya | Fintech | Growth | Actively Raising |
| Flick | Flick is an open banking platform provider that develops payment infrastructure to streamline business operations. | Canada | Fintech | Growth | Actively Raising |
| FPM SA | FPM SA is a Congolese financial institution strengthening local financial institutions to boost financial inclusion for MSMEs in the Democratic Republic of Congo. | Democratic Republic of Congo | Fintech | Growth | Not Raising |
| iKhokha | iKhokha is a South African fintech platform offering card machines, payment apps, and business funding to SMEs across the country. | South Africa | Fintech | Growth | Not Raising |
| iPay Africa | Online payments | KE | Fintech | Growth | Open to funding |
| Jumo | Jumo is a South African fintech providing banking-as-a-service credit and savings infrastructure to mobile money operators and banks. | South Africa | Fintech | Growth | Not Raising |
| Kaleidofin Private Limited | Kaleidofin - symbolizes the power of financial solutions with a digital ecosystem ensures finance for everyone. | India | Fintech | Growth | Actively Raising |
| Kopo Kopo | Merchant payments and credit | KE | Fintech | Growth | Open to funding |
| Lula | Lula is a South African fintech platform offering AI-driven working-capital loans and business banking to SMEs in South Africa. | South Africa | Fintech | Growth | Not Raising |
| Minisend | Minisend an offramp miniapp making onchain earnings spendable for creators on decentralised social platforms | Kenya | Fintech | Growth | Actively Raising |
| M-KOPA | Pay as you go asset financing | KE | Fintech | Growth | Open to funding |
| MNT-Halan | MNT-Halan is Egypt's largest fintech and lending super-app, providing digital financial services to unbanked consumers and small businesses. | Egypt | Fintech | Growth | Not Raising |
| Optasia | Optasia is a South African AI-powered fintech platform providing credit scoring and instant micro-lending decisions for mobile operators and banks. | South Africa | Fintech | Growth | Not Raising |
| Orbit Capital Limited | Orbit Capital is an innovative digital credit provider in Kenya that boasts of efficiency and total transparency. | Kenya | Fintech | Growth | Actively Raising |
| Paymentology | Paymentology is a global card issuing and payments processing company helping banks and fintechs launch card programmes across 60+ countries, headquartered in South Africa. | South Africa | Fintech | Growth | Not Raising |
| Pesapal | Payments gateway | KE | Fintech | Growth | Open to funding |
| Qardy | Qardy is an Egyptian fintech platform connecting SMEs with financing through a digital lending marketplace, offering loans, factoring, and leasing. | Egypt | Fintech | Growth | Not Raising |
| Saaslogic | Intelligent Billing and Subscription Management Platform | Other | Fintech | Growth | Not Raising |
| Simbapay Kenya | Remittance platform | KE | Fintech | Growth | Open to funding |
| TINO BILLIONS ACADEMY | DISCPLINE STRATEGIE RESULTAT | Benin | Fintech / EdTech | Growth | Not Raising |
| Tip-Point Capital | Tip-Point Capital is a credit only and a licensed Digital Credit provider to spearhead financial inclusion for MSMEs. | Kenya | Fintech | Growth | Actively Raising |
| Wave | Wave Mobile Money is Francophone Africa's first unicorn, providing ultra-low-cost mobile money services to over 29 million users in Senegal and West Africa. | Senegal | Fintech | Growth | Not Raising |
| Zeepay | Zeepay is a Ghanaian fintech platform terminating international remittances directly into mobile money wallets across Africa and the Caribbean. | Ghana | Fintech | Growth | Not Raising |
Batela
Actively RaisingBatela develops an offline-first ERP helping Congolese SMEs track sales, stock, and cash with ease.
Blancosy
Actively RaisingBlancosy is a tech enabler and an embedded fintech startup that transforms wastes into wealth through innovation and tec
Bokra
Not RaisingBokra is an Egyptian wealth-tech startup providing sharia-compliant digital wealth management and investment products for Egypt's middle class.
CashPlus
Not RaisingCashPlus is a Moroccan fintech and money-transfer company, operating one of Morocco's largest payment and cash-service agent networks.
cradlevoices
Actively RaisingCradleVoices is building a payment and SMS orchestration solution to help merchants streamline payment processing and me
Due Diligence Africa
Actively RaisingDiligence Africa is developing investment research and risk assessment solutions to help investors de-risk investments.
Durra FX
Actively RaisingDurraFX enables African businesses and global merchants to streamline cross-border payments with liquidity and payouts
Flick
Actively RaisingFlick is an open banking platform provider that develops payment infrastructure to streamline business operations.
FPM SA
Not RaisingFPM SA is a Congolese financial institution strengthening local financial institutions to boost financial inclusion for MSMEs in the Democratic Republic of Congo.
iKhokha
Not RaisingiKhokha is a South African fintech platform offering card machines, payment apps, and business funding to SMEs across the country.
Jumo
Not RaisingJumo is a South African fintech providing banking-as-a-service credit and savings infrastructure to mobile money operators and banks.
Kaleidofin Private Limited
Actively RaisingKaleidofin - symbolizes the power of financial solutions with a digital ecosystem ensures finance for everyone.
Lula
Not RaisingLula is a South African fintech platform offering AI-driven working-capital loans and business banking to SMEs in South Africa.
Minisend
Actively RaisingMinisend an offramp miniapp making onchain earnings spendable for creators on decentralised social platforms
MNT-Halan
Not RaisingMNT-Halan is Egypt's largest fintech and lending super-app, providing digital financial services to unbanked consumers and small businesses.
Optasia
Not RaisingOptasia is a South African AI-powered fintech platform providing credit scoring and instant micro-lending decisions for mobile operators and banks.
Orbit Capital Limited
Actively RaisingOrbit Capital is an innovative digital credit provider in Kenya that boasts of efficiency and total transparency.
Paymentology
Not RaisingPaymentology is a global card issuing and payments processing company helping banks and fintechs launch card programmes across 60+ countries, headquartered in South Africa.
Qardy
Not RaisingQardy is an Egyptian fintech platform connecting SMEs with financing through a digital lending marketplace, offering loans, factoring, and leasing.
Tip-Point Capital
Actively RaisingTip-Point Capital is a credit only and a licensed Digital Credit provider to spearhead financial inclusion for MSMEs.
Wave
Not RaisingWave Mobile Money is Francophone Africa's first unicorn, providing ultra-low-cost mobile money services to over 29 million users in Senegal and West Africa.
Zeepay
Not RaisingZeepay is a Ghanaian fintech platform terminating international remittances directly into mobile money wallets across Africa and the Caribbean.
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