African Startup Database (2026)

Customer payments

alphabloQ - token exchange platform that enables Africans to invest in income generating tokens enabling wealth creation

Insurtech marketplace

A credit-intelligence platform that converts fragmented, informal consumer and MSME data into real-time affordability insights for lenders.

BluPay is developing a conversational AI platform that helps individuals and businesses send and receive cross-border pa

BMONI helps Africans send, spend, and save money globally through smart wallets, USD cards, and seamless cross-border payments.

Global Infrastructure for Moving Money

Transit payments

A digital platform for gift card trading, bill payments, and business expense management in Africa.

FinCoach AI builds financial resilience for low-income Africans through AI microlearning, behaviour nudges, and readines

Social checkout pay

Receivables automation

Creative CreditAI is developing an AI-driven financial management and credit assessment platform to help creatives.

Financial data APIs

Diligence Africa is developing investment research and risk assessment solutions to help investors de-risk investments.

DurraFX enables African businesses and global merchants to streamline cross-border payments with liquidity and payouts

Powering Collections and Payouts

ElementPay provides on-chain stablecoin rails for collections, payouts, and USSD payments across African markets.

A crypto payments infrastructure startup enabling merchants in Africa to accept stablecoin payments with instant settlement and low fees.

Digital bank for youth

Goal based layaway

Flick is an open banking platform provider that develops payment infrastructure to streamline business operations.

Provides electronic payment terminals that enable merchants to accept card and mobile money payments across networks.

Investing app for Africa

HISAHUB is an AI stock trading platform helping emerging investors make smart data driven investment choices.

ICP Hub Kenya evangelized, educates, incubates and launches projects in web 3

Incube is developing a connection platform to help startup founders and investors through more signal, less noise

Online payments

Kaleidofin - symbolizes the power of financial solutions with a digital ecosystem ensures finance for everyone.

A micro-ERP platform digitizing the operations of Rwanda’s informal merchants to unlock formal lending through data-driven credit scoring.

Merchant payments and credit

Impact fintech tools

Merchant payouts

Kuunda provides working-capital solutions by embedding credit products into digital payment platforms, primarily focused on serving agents, merchants, and small businesses in Africa.

Core banking for SACCOs

SACCO payments

Insurance API platform

Stablecoin powered healthcare neo bank for Africa.

Agri payments

Buy now pay later

Healthcare credit

Minisend an offramp miniapp making onchain earnings spendable for creators on decentralised social platforms

Pay as you go asset financing

Moniepoint is a Nigerian fintech company providing financial services to businesses and individuals.

An open banking platform that provides APIs for businesses to access financial data and initiate payments from customer bank accounts across Africa.

Passenger insurance

Address linked payments

Digital insurance wallet

A Kenyan non-deposit-taking microfinance institution providing fast and flexible credit to MSMEs, schools, and individuals.

Digital wealth manager

Digital wealth manager

Digital rails for SACCOs, cooperatives, and microfinance institutions.

NjiaPay is a South African payment management and routing startup that helps online businesses manage payments by connecting to multiple payment providers through a single integration.

A financial wellness platform for employees that provides earned wage access and other salary-linked financial products.

Healthcare payments

Orbit Capital is an innovative digital credit provider in Kenya that boasts of efficiency and total transparency.

Connecting consumers with merchants on a fully digital BNPL platform.

PayDay is developing an AI-powered WhatsApp bot for invoicing and payments to help small businesses and freelancers.

Merchant credit platform

A payments and banking platform that helps businesses in Africa get paid, access loans, and manage deposits.

Agent wallet toolkit

Payments gateway

Merchant working capital

Pesha provides automated expense management for B2B businesses with real -time reconcilliation and reports.

SME lending platform

SME capital markets

Merchant BNPL

Employee financial benefits

Index insurance for farmers

REasy is a Cameroonian trade finance platform that offers cross-border payments, logistics, and compliance services to SME importers.

RemiRang is a decentralized merchant aggregator with aim to decentralize payment and financial services

Intelligent Billing and Subscription Management Platform

Wallet and payments

Embedded payments

SB is a platform that makes banking simple and more rewarding for the emerging generation of African consumers.

Group purchasing finance

Creator tipping

Creator commerce pay

Remittance platform

Invoice finance for trade

Agri equipment finance

Agent network platform

Agent liquidity network

Micro insurance wallet

Bill payments hub

Tip-Point Capital is a credit only and a licensed Digital Credit provider to spearhead financial inclusion for MSMEs.

Microinsurance distributor

Tusenti enables people to save and use their transaction fees as installment payments for personal and business expenses

A leading consumer finance platform in the MENA region offering buy-now-pay-later (BNPL) solutions.

WafR is a Moroccan fintech startup digitizing neighborhood corner stores by enabling merchants to offer digital services.

A payment gateway infrastructure provider for merchants in South Africa, offering digital wallets, Instant EFT, and other alternative payment solutions.

Salary advance wallet

Creator payouts

Zazu is a digital financial operating system designed for African SMEs, offering a rebundled banking experience with API-driven integrations.

Merchant credit lines

SME payments

School fee payments

Consumer credit builder