mdziko
E-commerce with embedded credit for consumers and small merchants in africa
Country
Malawi
Sector
fintech
Stage
Seed
Founded
2026
Accelerator
—
Raising
Actively Raising
About mdziko
Mdziko is a African e-commerce platform that allows individuals and businesses to create online stores and sell products nationwide. The platform integrates a buy-now-pay-later model where eligible customers pay a 25% upfront deposit, while Mdziko settles the full amount with the merchant. Customers repay the balance over time based on affordability and risk checks.
Mdziko focuses on increasing access to goods, improving merchant cash flow, and enabling digital commerce in a market with limited access to traditional credit.
Funding Rounds
| Year | Round | Amount | Investors |
|---|---|---|---|
| No funding rounds recorded. | |||