Fintech Startups in Nigeria
Startup Map Africa tracks the most active Fintech startups and tech companies across the continent. Filter by country, stage, and fundraising status — or explore the full Africa startups database.
Top Startups in Africa to Watch
A curated selection of African tech companies solving critical infrastructure, financial, and logistical challenges across the continent.
A data community bridging data literacy across Africa through mentorship, training, partnerships and events.
Smart fleet management for owners and drivers: tracking, alerts, leases, and payments in one dashboard.
Spend crypto as fiat, send professional invoices, and gift friends — all directly from WhatsApp. No app needed.
Manufacturing batteries for EVs and ESS systems targeting last-mile electrification and the e-mobility transition.
Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce.
A free football predictions platform powered by AI and mathematical analysis.
Organic energy drink juice formulated for energy, mental clarity and focus.
Connecting startups with engineering students for hands-on projects while mapping talent for future roles.
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| Name | One-liner | Country | Sector | Stage | Raising |
|---|---|---|---|---|---|
| 10mg Health | 10mg Health builds embedded credit infrastructure that enables clinics to buy medicines now and pay later across Africa | Nigeria | Fintech | Seed | Actively Raising |
| Accrue | Accrue is a Nigerian fintech building crypto-linked payment and savings infrastructure across Africa, including stablecoin transfers. | Nigeria | Fintech | Seed | Not Raising |
| Afomo | Afomo is a Nigerian platform empowering informal merchants to expand sales, accept payments, and build financial identity. | Nigeria | Fintech | — | Not Raising |
| Bmoni | BMONI helps Africans send, spend, and save money globally through smart wallets, USD cards, and seamless cross-border payments. | Nigeria | Fintech | Pre Seed | Not Raising |
| Cardtonic | A digital platform for gift card trading, bill payments, and business expense management in Africa. | Nigeria | Fintech | Seed | Actively Raising |
| Daya | Stablecoin-powered financial operating system for African enterprises. | Nigeria | Fintech | Pre Seed | Not Raising |
| Justxpend Technologies | Spend crypto as fiat, send professional invoices, gift friends and family all directly from WhatsApp. NO app | Nigeria | crypto currency/fintech | Seed | Actively Raising |
| Kredete | Kredete is a Nigerian fintech helping African immigrants build credit scores and access financial services abroad through remittance-linked credit reporting. | Nigeria | Fintech | Series A | Not Raising |
| LemFi | LemFi is a Nigerian fintech startup providing low-cost cross-border remittances and multi-currency accounts for African diaspora communities. | Nigeria | Fintech | Series B | Not Raising |
| Mansa | Mansa is a Nigerian fintech providing stablecoin-based liquidity and cross-border payment infrastructure for payment companies in emerging markets. | Nigeria | Fintech | Seed | Not Raising |
| Microbiz | Microbiz is a Nigerian fintech institution driving financial inclusion by empowering individuals, cooperatives, and businesses with banking solutions. | Nigeria | Fintech | — | Not Raising |
| Midddleman Technologies | Embedded finance and supply-chain middleware for FMCG distribution. | Nigeria | Fintech | Seed | Not Raising |
| Moniepoint | Moniepoint is a Nigerian fintech company providing financial services to businesses and individuals. | Nigeria | Fintech | Series C | Actively Raising |
| Mono | An open banking platform that provides APIs for businesses to access financial data and initiate payments from customer bank accounts across Africa. | Nigeria | Fintech | Series A | Actively Raising |
| Paystack | A payments and banking platform that helps businesses in Africa get paid, access loans, and manage deposits. | Nigeria | Fintech | — | Actively Raising |
| Raenest | Raenest is a Nigerian fintech platform offering global banking solutions for African freelancers, remote workers, and businesses with multi-currency accounts. | Nigeria | Fintech | Series A | Not Raising |
| Redtech Limited | Redtech Limited is a Nigerian technology company providing secure payment solutions and energy operations technology across Africa. | Nigeria | Fintech, Energy Tech | — | Not Raising |
| Revolve | Revolve is a Nigerian fintech platform simplifying cross-border payments and remittances for businesses and individuals across Africa and globally. | Nigeria | Fintech | — | Not Raising |
| SAFETRANSACT | SAFETRANSACT is a Nigerian platform empowering buyers and rewarding sellers by facilitating secure online transactions and preventing fraud. | Nigeria | Fintech | — | Not Raising |
| Stabyl | Nigerian fintech that raised a $2.7M pre-seed led by KongaPay in June 2026. | Nigeria | Fintech | Pre Seed | Not Raising |
| Taurex | Taurex is a Nigerian multi-asset online trading platform offering forex, commodities, indices, and equities trading with AI-driven technology. | Nigeria | Fintech | Series C | Actively Raising |
| Teria | Teria is a Nigerian fintech platform helping banks and fintechs reduce failed transactions and manage downtime through transaction analytics and uptime alerts. | Nigeria | Fintech | — | Not Raising |
| TGIPay | TGIPay is a secure payment gateway for Nigerian businesses, licensed by CBN, offering fast and seamless payment solutions for collecting payments. | Nigeria | Fintech | — | Not Raising |
10mg Health
Actively Raising10mg Health builds embedded credit infrastructure that enables clinics to buy medicines now and pay later across Africa
Accrue
Not RaisingAccrue is a Nigerian fintech building crypto-linked payment and savings infrastructure across Africa, including stablecoin transfers.
Afomo
Not RaisingAfomo is a Nigerian platform empowering informal merchants to expand sales, accept payments, and build financial identity.
Bmoni
Not RaisingBMONI helps Africans send, spend, and save money globally through smart wallets, USD cards, and seamless cross-border payments.
Cardtonic
Actively RaisingA digital platform for gift card trading, bill payments, and business expense management in Africa.
Daya
Not RaisingStablecoin-powered financial operating system for African enterprises.
Justxpend Technologies
Actively RaisingSpend crypto as fiat, send professional invoices, gift friends and family all directly from WhatsApp. NO app
Kredete
Not RaisingKredete is a Nigerian fintech helping African immigrants build credit scores and access financial services abroad through remittance-linked credit reporting.
LemFi
Not RaisingLemFi is a Nigerian fintech startup providing low-cost cross-border remittances and multi-currency accounts for African diaspora communities.
Mansa
Not RaisingMansa is a Nigerian fintech providing stablecoin-based liquidity and cross-border payment infrastructure for payment companies in emerging markets.
Microbiz
Not RaisingMicrobiz is a Nigerian fintech institution driving financial inclusion by empowering individuals, cooperatives, and businesses with banking solutions.
Midddleman Technologies
Not RaisingEmbedded finance and supply-chain middleware for FMCG distribution.
Moniepoint
Actively RaisingMoniepoint is a Nigerian fintech company providing financial services to businesses and individuals.
Mono
Actively RaisingAn open banking platform that provides APIs for businesses to access financial data and initiate payments from customer bank accounts across Africa.
Paystack
Actively RaisingA payments and banking platform that helps businesses in Africa get paid, access loans, and manage deposits.
Raenest
Not RaisingRaenest is a Nigerian fintech platform offering global banking solutions for African freelancers, remote workers, and businesses with multi-currency accounts.
Redtech Limited
Not RaisingRedtech Limited is a Nigerian technology company providing secure payment solutions and energy operations technology across Africa.
Revolve
Not RaisingRevolve is a Nigerian fintech platform simplifying cross-border payments and remittances for businesses and individuals across Africa and globally.
SAFETRANSACT
Not RaisingSAFETRANSACT is a Nigerian platform empowering buyers and rewarding sellers by facilitating secure online transactions and preventing fraud.
Stabyl
Not RaisingNigerian fintech that raised a $2.7M pre-seed led by KongaPay in June 2026.
Taurex
Actively RaisingTaurex is a Nigerian multi-asset online trading platform offering forex, commodities, indices, and equities trading with AI-driven technology.
Teria
Not RaisingTeria is a Nigerian fintech platform helping banks and fintechs reduce failed transactions and manage downtime through transaction analytics and uptime alerts.
TGIPay
Not RaisingTGIPay is a secure payment gateway for Nigerian businesses, licensed by CBN, offering fast and seamless payment solutions for collecting payments.
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Fintech startups in other African countries
Take this list with you — 23 fintech startups in nigeria as CSV
Funding, stage, category, HQ, websites — plus direct founder contacts for verified profiles. Updated July 13, 2026. One-time purchase, re-download any time.
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