Fintech Startups in Nairobi
Startup Map Africa tracks the most active Fintech startups and tech companies across the continent. Filter by country, stage, and fundraising status — or explore the full Africa startups database.
Top Startups in Africa to Watch
A curated selection of African tech companies solving critical infrastructure, financial, and logistical challenges across the continent.
A data community bridging data literacy across Africa through mentorship, training, partnerships and events.
Smart fleet management for owners and drivers: tracking, alerts, leases, and payments in one dashboard.
Spend crypto as fiat, send professional invoices, and gift friends — all directly from WhatsApp. No app needed.
Manufacturing batteries for EVs and ESS systems targeting last-mile electrification and the e-mobility transition.
Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce.
A free football predictions platform powered by AI and mathematical analysis.
Organic energy drink juice formulated for energy, mental clarity and focus.
Connecting startups with engineering students for hands-on projects while mapping talent for future roles.
Browse Startups in Africa by Country
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| Name | One-liner | Country | Sector | Stage | Raising |
|---|---|---|---|---|---|
| Ajua Pay | Customer payments | KE | Fintech | Pre Seed | Open to funding |
| ASHACARE MEDICAL SOLUTIONS | AshaCare is creating HealthShift, a digital system that connects health facilities with qualified staff on demand. | Kenya | Healthcare Digital Health Fintech | Seed | Actively Raising |
| AutoVest AI | Hedera AutoVest offers a WhatsApp AI tool for buying tokenized stocks and creating scheduled auto-investment routines. | Kenya | Fintech Data & Analytics Software & Services | Seed | Actively Raising |
| Bismart | Insurtech marketplace | KE | Fintech | Seed | Open to funding |
| Blancosy | Blancosy is a tech enabler and an embedded fintech startup that transforms wastes into wealth through innovation and tec | Kenya | Cleantech Fintech | Growth | Actively Raising |
| BluPay | BluPay is developing a conversational AI platform that helps individuals and businesses send and receive cross-border pa | Kenya | Fintech | Seed | Actively Raising |
| Borrds | Global Infrastructure for Moving Money | Kenya | Fintech | Seed | Actively Raising |
| BuuPass Pay | Transit payments | KE | Fintech | Pre Seed | Open to funding |
| Chpter Pay | Social checkout pay | KE | Fintech | Pre Seed | Open to funding |
| Churpy | Receivables automation | KE | Fintech | Seed | Open to funding |
| ClimaVue | Climate risk is biz risk. Don't wait for the next disaster to prove it. Visit ClimaVue.org we sort your uncertainties | Kenya | Agriculture, Aquaculture & Agritech Fintech Data & Analytics | Seed | Actively Raising |
| cradlevoices | CradleVoices is building a payment and SMS orchestration solution to help merchants streamline payment processing and me | Kenya | Fintech Software & Services | Growth | Actively Raising |
| Credrails | Financial data APIs | KE | Fintech | Seed | Open to funding |
| Durra FX | DurraFX enables African businesses and global merchants to streamline cross-border payments with liquidity and payouts | Kenya | Fintech | Growth | Actively Raising |
| ElementPay | ElementPay provides on-chain stablecoin rails for collections, payouts, and USSD payments across African markets. | Kenya | Fintech | Series A | Actively Raising |
| Exit Bridge 67 | We are a structured exit ecosystem for sweat & capital equity in private companies. | Kenya | Fintech Marketing Software & Services | Seed | Actively Raising |
| Fingo Africa | Digital bank for youth | KE | Fintech | Seed | Open to funding |
| FlexPay | Goal based layaway | KE | Fintech | Seed | Open to funding |
| Hisa | Investing app for Africa | KE | Fintech | Seed | Open to funding |
| HisaHub | HISAHUB is an AI stock trading platform helping emerging investors make smart data driven investment choices. | Kenya | Fintech | Series A | Actively Raising |
| iCEMA GROUP | iCEMA GROUP is building an ecosystem that will help African youth lead economic change through entrepreneurship. | Kenya | Fintech Edtech Creative Industries | Seed | Actively Raising |
| ICP Hub Kenya | ICP Hub Kenya evangelized, educates, incubates and launches projects in web 3 | Kenya | Fintech | Series A | Actively Raising |
| Incube | Incube is developing a connection platform to help startup founders and investors through more signal, less noise | Kenya | Fintech | Seed | Actively Raising |
| iPay Africa | Online payments | KE | Fintech | Growth | Open to funding |
| IQONA Intelligence | IQONA connects MSME activity and trade flows to deliver adaptive, accessible intelligence across Africa’s real economy. | Kenya | Fintech Data & Analytics | Seed | Actively Raising |
| Jiwambe | Jiwambe is financing electric motorcycles in Kenya | Kenya | Construction Transportation Fintech | Seed | Actively Raising |
| Kendex | Kendex PLC is offering a capital Markets solutions for investment based crowdfunding platform for SMEs and Startups | Kenya | Fintech Data & Analytics Software & Services | Series A | Actively Raising |
| Kopo Kopo | Merchant payments and credit | KE | Fintech | Growth | Open to funding |
| KUA Ventures | Impact fintech tools | KE | Fintech | Idea | Open to funding |
| KunePay | Merchant payouts | KE | Fintech | Pre Seed | Open to funding |
| Kwara | Core banking for SACCOs | KE | Fintech | Series A | Open to funding |
| Kwara Pay | SACCO payments | KE | Fintech | Pre Seed | Open to funding |
| Lami | Insurance API platform | KE | Fintech | Seed | Open to funding |
| LipaFarm | Agri payments | KE | Fintech | Pre Seed | Open to funding |
| Lipa Later | Buy now pay later | KE | Fintech | Series A | Open to funding |
| LipaLater Health | Healthcare credit | KE | Fintech | Pre Seed | Open to funding |
| M-KOPA | Pay as you go asset financing | KE | Fintech | Growth | Open to funding |
| MotiSure | Passenger insurance | KE | Fintech | Seed | Open to funding |
| MPost Pay | Address linked payments | KE | Fintech | Pre Seed | Open to funding |
| mTek | Digital insurance wallet | KE | Fintech | Seed | Open to funding |
| MyCredit | A Kenyan non-deposit-taking microfinance institution providing fast and flexible credit to MSMEs, schools, and individuals. | Kenya | Fintech | — | Actively Raising |
| Ndovu | Digital wealth manager | KE | Fintech | Seed | Open to funding |
| Ndovu | Digital wealth manager | KE | Fintech | Seed | Open to funding |
| OkoaPay | Healthcare payments | KE | Fintech | Pre Seed | Open to funding |
| Orbit Capital Limited | Orbit Capital is an innovative digital credit provider in Kenya that boasts of efficiency and total transparency. | Kenya | Fintech | Growth | Actively Raising |
| Paylend | Merchant credit platform | KE | Fintech | Seed | Open to funding |
| PAYSTRO | Paystro simplifies payments, allowing users to make and track all transaction types with spending visibility, anywhere. | Kenya | Fintech Software & Services E-commerce | Series A | Actively Raising |
| Pemig Loans | Pemig is a community powered finance and Credit platform leveraging social capital & Causal AI for credit scoring. | Kenya | Fintech Software & Services | Seed | Actively Raising |
| PesaKit | Agent wallet toolkit | KE | Fintech | Seed | Open to funding |
| Pesapal | Payments gateway | KE | Fintech | Growth | Open to funding |
| Pesapal Capital | Merchant working capital | KE | Fintech | Pre Seed | Open to funding |
| Peton Labs | Building the next generation of intelligent tools in healthcare, research, and learning. | Kenya | Engineering Healthcare Fintech | Seed | Actively Raising |
| Pezesha | SME lending platform | KE | Fintech | Series A | Open to funding |
| Pezesha Capital | SME capital markets | KE | Fintech | Seed | Open to funding |
| Power Financial Wellness | Employee financial benefits | KE | Fintech | Seed | Open to funding |
| Pula | Index insurance for farmers | KE | Fintech | Series A | Open to funding |
| SasaPay | Wallet and payments | KE | Fintech | Seed | Open to funding |
| Shara | Group purchasing finance | KE | Fintech | Seed | Open to funding |
| Shujaa App | ShujaaPay is building a fintech platform to help gig workers easily access their funds, instantly, at low cost. | Kenya | Infrastructure & Logistics Fintech Software & Services | Seed | Actively Raising |
| Shukran | Creator tipping | KE | Fintech | Seed | Open to funding |
| Shukran Pay | Creator commerce pay | KE | Fintech | Pre Seed | Open to funding |
| Simbapay Kenya | Remittance platform | KE | Fintech | Growth | Open to funding |
| Sote Finance | Invoice finance for trade | KE | Fintech | Pre Seed | Open to funding |
| Sunculture Finance | Agri equipment finance | KE | Fintech | Pre Seed | Open to funding |
| Tanda | Agent network platform | KE | Fintech | Seed | Open to funding |
| TandaLoop | Agent liquidity network | KE | Fintech | Pre Seed | Open to funding |
| TandaPay Micro | Micro insurance wallet | KE | Fintech | Idea | Open to funding |
| TawiPay Bills | Bill payments hub | KE | Fintech | Pre Seed | Open to funding |
| Tip-Point Capital | Tip-Point Capital is a credit only and a licensed Digital Credit provider to spearhead financial inclusion for MSMEs. | Kenya | Fintech | Growth | Actively Raising |
| Trakka Africa | we are developing a platform to help SMEs and retailers track stock, deliveries, and payments to reduce losses and fraud | Kenya | Fintech Software & Services | Seed | Actively Raising |
| Turaco | Microinsurance distributor | KE | Fintech | Series A | Open to funding |
| Tusenti | Tusenti enables people to save and use their transaction fees as installment payments for personal and business expenses | Kenya | Fintech | Seed | Actively Raising |
| TX META LIMITED | Tx-Meta Ltd is developing a crypto off/on ramp mobile app to help crypto users spend their tokens locally with m-pesa | Kenya | Fintech Data & Analytics Software & Services | Seed | Actively Raising |
| Workpay Wallet | Salary advance wallet | KE | Fintech | Pre Seed | Open to funding |
| Zemi | Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce. | Kenya | Fintech Software & Services E-commerce | Seed | Actively Raising |
| ZENOVA HEALTHCARE | Zenova Healthcare builds a platform that helps clinics prevent stockouts with automated inventory, suppliers and finance | Kenya | Infrastructure & Logistics Healthcare Fintech | Idea | Actively Raising |
| Ziada Credit | Merchant credit lines | KE | Fintech | Pre Seed | Open to funding |
| ZiadaPay | SME payments | KE | Fintech | Pre Seed | Open to funding |
| Zira Technologies | Zira Technologies is developing flexible technology platforms that help businesses solve operational challenges and scal | Kenya | Fintech Software & Services E-commerce | Seed | Actively Raising |
| ZuriPay | School fee payments | KE | Fintech | Pre Seed | Open to funding |
| Zuru Credit | Consumer credit builder | KE | Fintech | Pre Seed | Open to funding |
ASHACARE MEDICAL SOLUTIONS
Actively RaisingAshaCare is creating HealthShift, a digital system that connects health facilities with qualified staff on demand.
AutoVest AI
Actively RaisingHedera AutoVest offers a WhatsApp AI tool for buying tokenized stocks and creating scheduled auto-investment routines.
Blancosy
Actively RaisingBlancosy is a tech enabler and an embedded fintech startup that transforms wastes into wealth through innovation and tec
BluPay
Actively RaisingBluPay is developing a conversational AI platform that helps individuals and businesses send and receive cross-border pa
ClimaVue
Actively RaisingClimate risk is biz risk. Don't wait for the next disaster to prove it. Visit ClimaVue.org we sort your uncertainties
cradlevoices
Actively RaisingCradleVoices is building a payment and SMS orchestration solution to help merchants streamline payment processing and me
Durra FX
Actively RaisingDurraFX enables African businesses and global merchants to streamline cross-border payments with liquidity and payouts
ElementPay
Actively RaisingElementPay provides on-chain stablecoin rails for collections, payouts, and USSD payments across African markets.
Exit Bridge 67
Actively RaisingWe are a structured exit ecosystem for sweat & capital equity in private companies.
HisaHub
Actively RaisingHISAHUB is an AI stock trading platform helping emerging investors make smart data driven investment choices.
iCEMA GROUP
Actively RaisingiCEMA GROUP is building an ecosystem that will help African youth lead economic change through entrepreneurship.
ICP Hub Kenya
Actively RaisingICP Hub Kenya evangelized, educates, incubates and launches projects in web 3
Incube
Actively RaisingIncube is developing a connection platform to help startup founders and investors through more signal, less noise
IQONA Intelligence
Actively RaisingIQONA connects MSME activity and trade flows to deliver adaptive, accessible intelligence across Africa’s real economy.
Jiwambe
Actively RaisingJiwambe is financing electric motorcycles in Kenya
Kendex
Actively RaisingKendex PLC is offering a capital Markets solutions for investment based crowdfunding platform for SMEs and Startups
MyCredit
Actively RaisingA Kenyan non-deposit-taking microfinance institution providing fast and flexible credit to MSMEs, schools, and individuals.
Orbit Capital Limited
Actively RaisingOrbit Capital is an innovative digital credit provider in Kenya that boasts of efficiency and total transparency.
PAYSTRO
Actively RaisingPaystro simplifies payments, allowing users to make and track all transaction types with spending visibility, anywhere.
Pemig Loans
Actively RaisingPemig is a community powered finance and Credit platform leveraging social capital & Causal AI for credit scoring.
Peton Labs
Actively RaisingBuilding the next generation of intelligent tools in healthcare, research, and learning.
Shujaa App
Actively RaisingShujaaPay is building a fintech platform to help gig workers easily access their funds, instantly, at low cost.
Tip-Point Capital
Actively RaisingTip-Point Capital is a credit only and a licensed Digital Credit provider to spearhead financial inclusion for MSMEs.
Trakka Africa
Actively Raisingwe are developing a platform to help SMEs and retailers track stock, deliveries, and payments to reduce losses and fraud
Tusenti
Actively RaisingTusenti enables people to save and use their transaction fees as installment payments for personal and business expenses
TX META LIMITED
Actively RaisingTx-Meta Ltd is developing a crypto off/on ramp mobile app to help crypto users spend their tokens locally with m-pesa
Zemi
Actively RaisingSecure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce.
ZENOVA HEALTHCARE
Actively RaisingZenova Healthcare builds a platform that helps clinics prevent stockouts with automated inventory, suppliers and finance
Zira Technologies
Actively RaisingZira Technologies is developing flexible technology platforms that help businesses solve operational challenges and scal
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