Fintech Startups in Nairobi

Startup Map Africa tracks the most active Fintech startups and tech companies across the continent. Filter by country, stage, and fundraising status — or explore the full Africa startups database.

A curated selection of African tech companies solving critical infrastructure, financial, and logistical challenges across the continent.

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81 results
List of African tech startups filtered by country, sector, stage, and fundraising status
Name One-liner Country Sector Stage Raising
Ajua Pay Customer payments KE Fintech Pre Seed Open to funding
ASHACARE MEDICAL SOLUTIONS AshaCare is creating HealthShift, a digital system that connects health facilities with qualified staff on demand. Kenya Healthcare Digital Health Fintech Seed Actively Raising
AutoVest AI Hedera AutoVest offers a WhatsApp AI tool for buying tokenized stocks and creating scheduled auto-investment routines. Kenya Fintech Data & Analytics Software & Services Seed Actively Raising
Bismart Insurtech marketplace KE Fintech Seed Open to funding
Blancosy Blancosy is a tech enabler and an embedded fintech startup that transforms wastes into wealth through innovation and tec Kenya Cleantech Fintech Growth Actively Raising
BluPay BluPay is developing a conversational AI platform that helps individuals and businesses send and receive cross-border pa Kenya Fintech Seed Actively Raising
Borrds Global Infrastructure for Moving Money Kenya Fintech Seed Actively Raising
BuuPass Pay Transit payments KE Fintech Pre Seed Open to funding
Chpter Pay Social checkout pay KE Fintech Pre Seed Open to funding
Churpy Receivables automation KE Fintech Seed Open to funding
ClimaVue Climate risk is biz risk. Don't wait for the next disaster to prove it. Visit ClimaVue.org we sort your uncertainties Kenya Agriculture, Aquaculture & Agritech Fintech Data & Analytics Seed Actively Raising
cradlevoices CradleVoices is building a payment and SMS orchestration solution to help merchants streamline payment processing and me Kenya Fintech Software & Services Growth Actively Raising
Credrails Financial data APIs KE Fintech Seed Open to funding
Durra FX DurraFX enables African businesses and global merchants to streamline cross-border payments with liquidity and payouts Kenya Fintech Growth Actively Raising
ElementPay ElementPay provides on-chain stablecoin rails for collections, payouts, and USSD payments across African markets. Kenya Fintech Series A Actively Raising
Exit Bridge 67 We are a structured exit ecosystem for sweat & capital equity in private companies. Kenya Fintech Marketing Software & Services Seed Actively Raising
Fingo Africa Digital bank for youth KE Fintech Seed Open to funding
FlexPay Goal based layaway KE Fintech Seed Open to funding
Hisa Investing app for Africa KE Fintech Seed Open to funding
HisaHub HISAHUB is an AI stock trading platform helping emerging investors make smart data driven investment choices. Kenya Fintech Series A Actively Raising
iCEMA GROUP iCEMA GROUP is building an ecosystem that will help African youth lead economic change through entrepreneurship. Kenya Fintech Edtech Creative Industries Seed Actively Raising
ICP Hub Kenya ICP Hub Kenya evangelized, educates, incubates and launches projects in web 3 Kenya Fintech Series A Actively Raising
Incube Incube is developing a connection platform to help startup founders and investors through more signal, less noise Kenya Fintech Seed Actively Raising
iPay Africa Online payments KE Fintech Growth Open to funding
IQONA Intelligence IQONA connects MSME activity and trade flows to deliver adaptive, accessible intelligence across Africa’s real economy. Kenya Fintech Data & Analytics Seed Actively Raising
Jiwambe Jiwambe is financing electric motorcycles in Kenya Kenya Construction Transportation Fintech Seed Actively Raising
Kendex Kendex PLC is offering a capital Markets solutions for investment based crowdfunding platform for SMEs and Startups Kenya Fintech Data & Analytics Software & Services Series A Actively Raising
Kopo Kopo Merchant payments and credit KE Fintech Growth Open to funding
KUA Ventures Impact fintech tools KE Fintech Idea Open to funding
KunePay Merchant payouts KE Fintech Pre Seed Open to funding
Kwara Core banking for SACCOs KE Fintech Series A Open to funding
Kwara Pay SACCO payments KE Fintech Pre Seed Open to funding
Lami Insurance API platform KE Fintech Seed Open to funding
LipaFarm Agri payments KE Fintech Pre Seed Open to funding
Lipa Later Buy now pay later KE Fintech Series A Open to funding
LipaLater Health Healthcare credit KE Fintech Pre Seed Open to funding
M-KOPA Pay as you go asset financing KE Fintech Growth Open to funding
MotiSure Passenger insurance KE Fintech Seed Open to funding
MPost Pay Address linked payments KE Fintech Pre Seed Open to funding
mTek Digital insurance wallet KE Fintech Seed Open to funding
MyCredit A Kenyan non-deposit-taking microfinance institution providing fast and flexible credit to MSMEs, schools, and individuals. Kenya Fintech Actively Raising
Ndovu Digital wealth manager KE Fintech Seed Open to funding
Ndovu Digital wealth manager KE Fintech Seed Open to funding
OkoaPay Healthcare payments KE Fintech Pre Seed Open to funding
Orbit Capital Limited Orbit Capital is an innovative digital credit provider in Kenya that boasts of efficiency and total transparency. Kenya Fintech Growth Actively Raising
Paylend Merchant credit platform KE Fintech Seed Open to funding
PAYSTRO Paystro simplifies payments, allowing users to make and track all transaction types with spending visibility, anywhere. Kenya Fintech Software & Services E-commerce Series A Actively Raising
Pemig Loans Pemig is a community powered finance and Credit platform leveraging social capital & Causal AI for credit scoring. Kenya Fintech Software & Services Seed Actively Raising
PesaKit Agent wallet toolkit KE Fintech Seed Open to funding
Pesapal Payments gateway KE Fintech Growth Open to funding
Pesapal Capital Merchant working capital KE Fintech Pre Seed Open to funding
Peton Labs Building the next generation of intelligent tools in healthcare, research, and learning. Kenya Engineering Healthcare Fintech Seed Actively Raising
Pezesha SME lending platform KE Fintech Series A Open to funding
Pezesha Capital SME capital markets KE Fintech Seed Open to funding
Power Financial Wellness Employee financial benefits KE Fintech Seed Open to funding
Pula Index insurance for farmers KE Fintech Series A Open to funding
SasaPay Wallet and payments KE Fintech Seed Open to funding
Shara Group purchasing finance KE Fintech Seed Open to funding
Shujaa App ShujaaPay is building a fintech platform to help gig workers easily access their funds, instantly, at low cost. Kenya Infrastructure & Logistics Fintech Software & Services Seed Actively Raising
Shukran Creator tipping KE Fintech Seed Open to funding
Shukran Pay Creator commerce pay KE Fintech Pre Seed Open to funding
Simbapay Kenya Remittance platform KE Fintech Growth Open to funding
Sote Finance Invoice finance for trade KE Fintech Pre Seed Open to funding
Sunculture Finance Agri equipment finance KE Fintech Pre Seed Open to funding
Tanda Agent network platform KE Fintech Seed Open to funding
TandaLoop Agent liquidity network KE Fintech Pre Seed Open to funding
TandaPay Micro Micro insurance wallet KE Fintech Idea Open to funding
TawiPay Bills Bill payments hub KE Fintech Pre Seed Open to funding
Tip-Point Capital Tip-Point Capital is a credit only and a licensed Digital Credit provider to spearhead financial inclusion for MSMEs. Kenya Fintech Growth Actively Raising
Trakka Africa we are developing a platform to help SMEs and retailers track stock, deliveries, and payments to reduce losses and fraud Kenya Fintech Software & Services Seed Actively Raising
Turaco Microinsurance distributor KE Fintech Series A Open to funding
Tusenti Tusenti enables people to save and use their transaction fees as installment payments for personal and business expenses Kenya Fintech Seed Actively Raising
TX META LIMITED Tx-Meta Ltd is developing a crypto off/on ramp mobile app to help crypto users spend their tokens locally with m-pesa Kenya Fintech Data & Analytics Software & Services Seed Actively Raising
Workpay Wallet Salary advance wallet KE Fintech Pre Seed Open to funding
Zemi Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce. Kenya Fintech Software & Services E-commerce Seed Actively Raising
ZENOVA HEALTHCARE Zenova Healthcare builds a platform that helps clinics prevent stockouts with automated inventory, suppliers and finance Kenya Infrastructure & Logistics Healthcare Fintech Idea Actively Raising
Ziada Credit Merchant credit lines KE Fintech Pre Seed Open to funding
ZiadaPay SME payments KE Fintech Pre Seed Open to funding
Zira Technologies Zira Technologies is developing flexible technology platforms that help businesses solve operational challenges and scal Kenya Fintech Software & Services E-commerce Seed Actively Raising
ZuriPay School fee payments KE Fintech Pre Seed Open to funding
Zuru Credit Consumer credit builder KE Fintech Pre Seed Open to funding

Ajua Pay

Open to funding

Customer payments

KE Fintech Pre Seed

ASHACARE MEDICAL SOLUTIONS

Actively Raising

AshaCare is creating HealthShift, a digital system that connects health facilities with qualified staff on demand.

Kenya Healthcare Digital Health Fintech Seed

AutoVest AI

Actively Raising

Hedera AutoVest offers a WhatsApp AI tool for buying tokenized stocks and creating scheduled auto-investment routines.

Kenya Fintech Data & Analytics Software & Services Seed

Bismart

Open to funding

Insurtech marketplace

KE Fintech Seed

Blancosy

Actively Raising

Blancosy is a tech enabler and an embedded fintech startup that transforms wastes into wealth through innovation and tec

Kenya Cleantech Fintech Growth

BluPay

Actively Raising

BluPay is developing a conversational AI platform that helps individuals and businesses send and receive cross-border pa

Kenya Fintech Seed

Borrds

Actively Raising

Global Infrastructure for Moving Money

Kenya Fintech Seed

BuuPass Pay

Open to funding

Transit payments

KE Fintech Pre Seed

Chpter Pay

Open to funding

Social checkout pay

KE Fintech Pre Seed

Churpy

Open to funding

Receivables automation

KE Fintech Seed

ClimaVue

Actively Raising

Climate risk is biz risk. Don't wait for the next disaster to prove it. Visit ClimaVue.org we sort your uncertainties

Kenya Agriculture, Aquaculture & Agritech Fintech Data & Analytics Seed

cradlevoices

Actively Raising

CradleVoices is building a payment and SMS orchestration solution to help merchants streamline payment processing and me

Kenya Fintech Software & Services Growth

Credrails

Open to funding

Financial data APIs

KE Fintech Seed

Durra FX

Actively Raising

DurraFX enables African businesses and global merchants to streamline cross-border payments with liquidity and payouts

Kenya Fintech Growth

ElementPay

Actively Raising

ElementPay provides on-chain stablecoin rails for collections, payouts, and USSD payments across African markets.

Kenya Fintech Series A

Exit Bridge 67

Actively Raising

We are a structured exit ecosystem for sweat & capital equity in private companies.

Kenya Fintech Marketing Software & Services Seed

Fingo Africa

Open to funding

Digital bank for youth

KE Fintech Seed

FlexPay

Open to funding

Goal based layaway

KE Fintech Seed

Hisa

Open to funding

Investing app for Africa

KE Fintech Seed

HisaHub

Actively Raising

HISAHUB is an AI stock trading platform helping emerging investors make smart data driven investment choices.

Kenya Fintech Series A

iCEMA GROUP

Actively Raising

iCEMA GROUP is building an ecosystem that will help African youth lead economic change through entrepreneurship.

Kenya Fintech Edtech Creative Industries Seed

ICP Hub Kenya

Actively Raising

ICP Hub Kenya evangelized, educates, incubates and launches projects in web 3

Kenya Fintech Series A

Incube

Actively Raising

Incube is developing a connection platform to help startup founders and investors through more signal, less noise

Kenya Fintech Seed

iPay Africa

Open to funding

Online payments

KE Fintech Growth

IQONA Intelligence

Actively Raising

IQONA connects MSME activity and trade flows to deliver adaptive, accessible intelligence across Africa’s real economy.

Kenya Fintech Data & Analytics Seed

Jiwambe

Actively Raising

Jiwambe is financing electric motorcycles in Kenya

Kenya Construction Transportation Fintech Seed

Kendex

Actively Raising

Kendex PLC is offering a capital Markets solutions for investment based crowdfunding platform for SMEs and Startups

Kenya Fintech Data & Analytics Software & Services Series A

Kopo Kopo

Open to funding

Merchant payments and credit

KE Fintech Growth

KUA Ventures

Open to funding

Impact fintech tools

KE Fintech Idea

KunePay

Open to funding

Merchant payouts

KE Fintech Pre Seed

Kwara

Open to funding

Core banking for SACCOs

KE Fintech Series A

Kwara Pay

Open to funding

SACCO payments

KE Fintech Pre Seed

Lami

Open to funding

Insurance API platform

KE Fintech Seed

LipaFarm

Open to funding

Agri payments

KE Fintech Pre Seed

Lipa Later

Open to funding

Buy now pay later

KE Fintech Series A

LipaLater Health

Open to funding

Healthcare credit

KE Fintech Pre Seed

M-KOPA

Open to funding

Pay as you go asset financing

KE Fintech Growth

MotiSure

Open to funding

Passenger insurance

KE Fintech Seed

MPost Pay

Open to funding

Address linked payments

KE Fintech Pre Seed

mTek

Open to funding

Digital insurance wallet

KE Fintech Seed

MyCredit

Actively Raising

A Kenyan non-deposit-taking microfinance institution providing fast and flexible credit to MSMEs, schools, and individuals.

Kenya Fintech

Ndovu

Open to funding

Digital wealth manager

KE Fintech Seed

Ndovu

Open to funding

Digital wealth manager

KE Fintech Seed

OkoaPay

Open to funding

Healthcare payments

KE Fintech Pre Seed

Orbit Capital Limited

Actively Raising

Orbit Capital is an innovative digital credit provider in Kenya that boasts of efficiency and total transparency.

Kenya Fintech Growth

Paylend

Open to funding

Merchant credit platform

KE Fintech Seed

PAYSTRO

Actively Raising

Paystro simplifies payments, allowing users to make and track all transaction types with spending visibility, anywhere.

Kenya Fintech Software & Services E-commerce Series A

Pemig Loans

Actively Raising

Pemig is a community powered finance and Credit platform leveraging social capital & Causal AI for credit scoring.

Kenya Fintech Software & Services Seed

PesaKit

Open to funding

Agent wallet toolkit

KE Fintech Seed

Pesapal

Open to funding

Payments gateway

KE Fintech Growth

Pesapal Capital

Open to funding

Merchant working capital

KE Fintech Pre Seed

Peton Labs

Actively Raising

Building the next generation of intelligent tools in healthcare, research, and learning.

Kenya Engineering Healthcare Fintech Seed

Pezesha

Open to funding

SME lending platform

KE Fintech Series A

Pezesha Capital

Open to funding

SME capital markets

KE Fintech Seed

Power Financial Wellness

Open to funding

Employee financial benefits

KE Fintech Seed

Pula

Open to funding

Index insurance for farmers

KE Fintech Series A

SasaPay

Open to funding

Wallet and payments

KE Fintech Seed

Shara

Open to funding

Group purchasing finance

KE Fintech Seed

Shujaa App

Actively Raising

ShujaaPay is building a fintech platform to help gig workers easily access their funds, instantly, at low cost.

Kenya Infrastructure & Logistics Fintech Software & Services Seed

Shukran

Open to funding

Creator tipping

KE Fintech Seed

Shukran Pay

Open to funding

Creator commerce pay

KE Fintech Pre Seed

Simbapay Kenya

Open to funding

Remittance platform

KE Fintech Growth

Sote Finance

Open to funding

Invoice finance for trade

KE Fintech Pre Seed

Sunculture Finance

Open to funding

Agri equipment finance

KE Fintech Pre Seed

Tanda

Open to funding

Agent network platform

KE Fintech Seed

TandaLoop

Open to funding

Agent liquidity network

KE Fintech Pre Seed

TandaPay Micro

Open to funding

Micro insurance wallet

KE Fintech Idea

TawiPay Bills

Open to funding

Bill payments hub

KE Fintech Pre Seed

Tip-Point Capital

Actively Raising

Tip-Point Capital is a credit only and a licensed Digital Credit provider to spearhead financial inclusion for MSMEs.

Kenya Fintech Growth

Trakka Africa

Actively Raising

we are developing a platform to help SMEs and retailers track stock, deliveries, and payments to reduce losses and fraud

Kenya Fintech Software & Services Seed

Turaco

Open to funding

Microinsurance distributor

KE Fintech Series A

Tusenti

Actively Raising

Tusenti enables people to save and use their transaction fees as installment payments for personal and business expenses

Kenya Fintech Seed

TX META LIMITED

Actively Raising

Tx-Meta Ltd is developing a crypto off/on ramp mobile app to help crypto users spend their tokens locally with m-pesa

Kenya Fintech Data & Analytics Software & Services Seed

Workpay Wallet

Open to funding

Salary advance wallet

KE Fintech Pre Seed

Zemi

Actively Raising

Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce.

Kenya Fintech Software & Services E-commerce Seed

ZENOVA HEALTHCARE

Actively Raising

Zenova Healthcare builds a platform that helps clinics prevent stockouts with automated inventory, suppliers and finance

Kenya Infrastructure & Logistics Healthcare Fintech Idea

Ziada Credit

Open to funding

Merchant credit lines

KE Fintech Pre Seed

ZiadaPay

Open to funding

SME payments

KE Fintech Pre Seed

Zira Technologies

Actively Raising

Zira Technologies is developing flexible technology platforms that help businesses solve operational challenges and scal

Kenya Fintech Software & Services E-commerce Seed

ZuriPay

Open to funding

School fee payments

KE Fintech Pre Seed

Zuru Credit

Open to funding

Consumer credit builder

KE Fintech Pre Seed

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FAQs About African Startups

The ecosystem is diverse, featuring standout African tech companies in fintech, healthtech, and agritech. Notable examples include innovators like SunCulture, BasiGo, and RxAll, which are solving core infrastructure and financial challenges across the continent.

You can use our directory filters above to quickly sort the database. Whether you are looking for tech startups in Africa based in Kenya, Nigeria, South Africa, or Egypt, our regional breakdown provides accurate, up-to-date data.

Fintech historically accounts for the largest share of funding, but sectors like climate tech, logistics, and enterprise AI are rapidly accelerating. African start ups are increasingly building B2B solutions that digitize informal economies.

Yes, our platform allows you to filter startups in Africa from the early pre-seed and seed stage all the way to Series B and growth stages, making it easier for investors and corporate partners to find relevant African tech companies.