Fintech Software Services Startups in Africa
Startup Map Africa tracks the most active Fintech Software Services startups and tech companies across the continent. Filter by country, stage, and fundraising status — or explore the full Africa startups database.
Top Startups in Africa to Watch
A curated selection of African tech companies solving critical infrastructure, financial, and logistical challenges across the continent.
A data community bridging data literacy across Africa through mentorship, training, partnerships and events.
Smart fleet management for owners and drivers: tracking, alerts, leases, and payments in one dashboard.
Spend crypto as fiat, send professional invoices, and gift friends — all directly from WhatsApp. No app needed.
Manufacturing batteries for EVs and ESS systems targeting last-mile electrification and the e-mobility transition.
Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce.
A free football predictions platform powered by AI and mathematical analysis.
Organic energy drink juice formulated for energy, mental clarity and focus.
Connecting startups with engineering students for hands-on projects while mapping talent for future roles.
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| Name | One-liner | Country | Sector | Stage | Raising |
|---|---|---|---|---|---|
| AutoVest AI | Hedera AutoVest offers a WhatsApp AI tool for buying tokenized stocks and creating scheduled auto-investment routines. | Kenya | Fintech Data & Analytics Software & Services | Seed | Actively Raising |
| Batela | Batela develops an offline-first ERP helping Congolese SMEs track sales, stock, and cash with ease. | Congo, Democratic Republic | Fintech Software & Services E-commerce | Growth | Actively Raising |
| BlockCoop | BlockCoop builds blockchain infrastructure to modernize cooperatives and unlock global liquidity. | Kenya | Fintech Software & Services | Seed | Actively Raising |
| cradlevoices | CradleVoices is building a payment and SMS orchestration solution to help merchants streamline payment processing and me | Kenya | Fintech Software & Services | Growth | Actively Raising |
| Cynea AI | Cynea AI is empowering businesses with AI and blockchain. | United Kingdom | Fintech Data & Analytics Software & Services | Seed | Actively Raising |
| Exit Bridge 67 | We are a structured exit ecosystem for sweat & capital equity in private companies. | Kenya | Fintech Marketing Software & Services | Seed | Actively Raising |
| Kendex | Kendex PLC is offering a capital Markets solutions for investment based crowdfunding platform for SMEs and Startups | Kenya | Fintech Data & Analytics Software & Services | Series A | Actively Raising |
| Oliq Africa | Oliq Africa is building a finance platform to help savings groups manage money with trust-based, adaptive tools. | United States | Fintech Software & Services | Series A | Actively Raising |
| PAYSTRO | Paystro simplifies payments, allowing users to make and track all transaction types with spending visibility, anywhere. | Kenya | Fintech Software & Services E-commerce | Series A | Actively Raising |
| Pemig Loans | Pemig is a community powered finance and Credit platform leveraging social capital & Causal AI for credit scoring. | Kenya | Fintech Software & Services | Seed | Actively Raising |
| Rely Technologies | Kaspi.kz Super App + Salesforce SaaS for Emerging Markets | Kenya | Fintech Software & Services E-commerce | Seed | Actively Raising |
| Shujaa App | ShujaaPay is building a fintech platform to help gig workers easily access their funds, instantly, at low cost. | Kenya | Infrastructure & Logistics Fintech Software & Services | Seed | Actively Raising |
| silveragents | AI agents that bring institutional-level portfolio management to everyone. | France | Fintech Software & Services | Seed | Actively Raising |
| STC | A structured financial system enables member wealth via collaborative risk, disciplined savings and formal investment. | Kenya | Fintech Data & Analytics Software & Services | Idea | Actively Raising |
| Thamani. AI | Thamani is developing an automated reconciliation system that runs on WhatsApp to help chamas/group track their records. | Kenya | Fintech Software & Services | Series A | Actively Raising |
| Trakka Africa | we are developing a platform to help SMEs and retailers track stock, deliveries, and payments to reduce losses and fraud | Kenya | Fintech Software & Services | Seed | Actively Raising |
| TX META LIMITED | Tx-Meta Ltd is developing a crypto off/on ramp mobile app to help crypto users spend their tokens locally with m-pesa | Kenya | Fintech Data & Analytics Software & Services | Seed | Actively Raising |
| Urban Ubuntu Limited | Urban Farewell is a mobile-first, affordable repatriation platform for the African diaspora and their extended families | South Africa | Fintech Software & Services | Seed | Actively Raising |
| Zemi | Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce. | Kenya | Fintech Software & Services E-commerce | Seed | Actively Raising |
| Zira Technologies | Zira Technologies is developing flexible technology platforms that help businesses solve operational challenges and scal | Kenya | Fintech Software & Services E-commerce | Seed | Actively Raising |
AutoVest AI
Actively RaisingHedera AutoVest offers a WhatsApp AI tool for buying tokenized stocks and creating scheduled auto-investment routines.
Batela
Actively RaisingBatela develops an offline-first ERP helping Congolese SMEs track sales, stock, and cash with ease.
BlockCoop
Actively RaisingBlockCoop builds blockchain infrastructure to modernize cooperatives and unlock global liquidity.
cradlevoices
Actively RaisingCradleVoices is building a payment and SMS orchestration solution to help merchants streamline payment processing and me
Cynea AI
Actively RaisingCynea AI is empowering businesses with AI and blockchain.
Exit Bridge 67
Actively RaisingWe are a structured exit ecosystem for sweat & capital equity in private companies.
Kendex
Actively RaisingKendex PLC is offering a capital Markets solutions for investment based crowdfunding platform for SMEs and Startups
Oliq Africa
Actively RaisingOliq Africa is building a finance platform to help savings groups manage money with trust-based, adaptive tools.
PAYSTRO
Actively RaisingPaystro simplifies payments, allowing users to make and track all transaction types with spending visibility, anywhere.
Pemig Loans
Actively RaisingPemig is a community powered finance and Credit platform leveraging social capital & Causal AI for credit scoring.
Rely Technologies
Actively RaisingKaspi.kz Super App + Salesforce SaaS for Emerging Markets
Shujaa App
Actively RaisingShujaaPay is building a fintech platform to help gig workers easily access their funds, instantly, at low cost.
silveragents
Actively RaisingAI agents that bring institutional-level portfolio management to everyone.
STC
Actively RaisingA structured financial system enables member wealth via collaborative risk, disciplined savings and formal investment.
Thamani. AI
Actively RaisingThamani is developing an automated reconciliation system that runs on WhatsApp to help chamas/group track their records.
Trakka Africa
Actively Raisingwe are developing a platform to help SMEs and retailers track stock, deliveries, and payments to reduce losses and fraud
TX META LIMITED
Actively RaisingTx-Meta Ltd is developing a crypto off/on ramp mobile app to help crypto users spend their tokens locally with m-pesa
Urban Ubuntu Limited
Actively RaisingUrban Farewell is a mobile-first, affordable repatriation platform for the African diaspora and their extended families
Zemi
Actively RaisingSecure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce.
Zira Technologies
Actively RaisingZira Technologies is developing flexible technology platforms that help businesses solve operational challenges and scal
Recently Added African Startups
Live| Startup | Country | Sector | About |
|---|---|---|---|
| StoryDocsAI Pre Seed | USA | AI, Media Tech | StoryDocsAI generates AI-powered, research-backed 60-second documentary videos for startups to pitch and share. |
| Propriolink Pre Seed | Cameroon | PropTech | Trusted Real Estate Ecosystem |
| Ronita Logistics Limited Seed | Uganda | — | EAST AFRICA'S DIGITAL FREIGHT MARKETPLACE |
| Novacrust Growth | Nigeria | — | USD accounts | Crypto | Dollar cards | Gift cards | Cross-border Payments. |
| SmartDivert Idea | Nigeria | Telecom | Never missed a call that impact business |