12 Best Lipa Later Alternatives & Competitors (2026)

Looking for startups like Lipa Later in Fintech, KE? Here are 12 similar companies to compare.

Chari

E-commerce, Fintech · Morocco · Series A

Chari is a Moroccan B2B e-commerce startup that connects traditional retailers with FMCG suppliers and provides financial services.

Justxpend Technologies

crypto currency/fintech · Nigeria · Seed

Spend crypto as fiat, send professional invoices, gift friends and family all directly from WhatsApp. NO app

Zemi

Fintech Software & Services E-commerce · Kenya · Seed

Secure, delivery-linked payments that protect buyers and sellers in informal and high-value online commerce.

AWIMA Technologies Ltd

Technology / GovTech / FinTech / Social Impact Tech · South Sudan · Pre Seed

AWIMA Technologies Ltd is Africa’s frontier in digital transformation for wealth and resource management.

Bmoni

Fintech · Nigeria · Pre Seed

BMONI helps Africans send, spend, and save money globally through smart wallets, USD cards, and seamless cross-border payments.

Cardtonic

Fintech · Nigeria · Seed

A digital platform for gift card trading, bill payments, and business expense management in Africa.

Mono

Fintech · Nigeria · Series A

An open banking platform that provides APIs for businesses to access financial data and initiate payments from customer bank accounts across Africa.

ElementPay

Fintech · Kenya · Series A

ElementPay provides on-chain stablecoin rails for collections, payouts, and USSD payments across African markets.

Kuunda

Fintech · UK

Kuunda provides working-capital solutions by embedding credit products into digital payment platforms, primarily focused on serving agents, merchants, and small businesses in Africa.

Afrimark

Fintech Data & Analytics · Kenya · Seed

Afrimark is developing a peer to peer sharing system platform to help businesses build their reputation and borrow

BIZY TECH LIMITED T/A KILIMO BaNDO

Agriculture, Aquaculture & Agritech Fintech · Tanzania · Series A

Bizy Tech is developing KILIMO BaNDO, a digital agriculture platform that helps smallholder farmers and agri-MSMEs acces

Cynea AI

Fintech Data & Analytics Software & Services · United Kingdom · Seed

Cynea AI is empowering businesses with AI and blockchain.