Top African Fintech & Payment Startups (2026 List)
A curated list of the top operating financial technology and payment startups across the African continent. This public view shows a limited subset of the available data.
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Export Full Database ($99.99)| Startup Phase & Identity | HQ | Total Funding | Lead Investors | Founder Contacts |
|---|---|---|---|---|
|
Pay as you go asset financing
Growth
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Agri equipment finance
Pre Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Kaleidofin - symbolizes the power of financial solutions ...
Growth
Fintech
|
Chennai | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Buy now pay later
Series A
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Index insurance for farmers
Series A
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Healthcare credit
Pre Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Customer payments
Pre Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Microinsurance distributor
Series A
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
SME capital markets
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
SME lending platform
Series A
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Core banking for SACCOs
Series A
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
SACCO payments
Pre Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Insurance API platform
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
WafR is a Moroccan fintech startup digitizing neighborhoo...
Seed
Fintech
|
Morocco | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Digital bank for youth
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Goal based layaway
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Flick is an open banking platform provider that develops ...
Growth
Fintech
|
Toronto | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Digital insurance wallet
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Salary advance wallet
Pre Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Merchant payments and credit
Growth
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Digital wealth manager
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Digital wealth manager
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Merchant credit platform
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Transit payments
Pre Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Receivables automation
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Agent network platform
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Agent wallet toolkit
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Seso global is a real estate ecosystem securely enabling ...
Series A
Construction
Fintech
Consumer Services
|
Lagos | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Merchant credit lines
Pre Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Jiwambe is financing electric motorcycles in Kenya
Seed
Construction
Transportation
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
iCEMA GROUP is building an ecosystem that will help Afric...
Seed
Fintech
Edtech
Creative Industries
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Redefining Money For Africa
Series A
Fintech
Retail
E-commerce
|
Tallinn | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Creator tipping
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Investing app for Africa
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Pemig is a community powered finance and Credit platform ...
Seed
Fintech
Software & Services
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Cynea AI is empowering businesses with AI and blockchain.
Seed
Fintech
Data & Analytics
Software & Services
|
London | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Group purchasing finance
Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
we are developing a platform to help SMEs and retailers t...
Seed
Fintech
Software & Services
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Batela develops an offline-first ERP helping Congolese SM...
Growth
Fintech
Software & Services
E-commerce
|
Kinshasa | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
SB is a platform that makes banking simple and more rewar...
Seed
Fintech
|
Lagos | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
AshaCare is creating HealthShift, a digital system that c...
Seed
Healthcare
Digital Health
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Invoice finance for trade
Pre Seed
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Urban Farewell is a mobile-first, affordable repatriation...
Seed
Fintech
Software & Services
|
Johannesburg | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Zenova Healthcare builds a platform that helps clinics pr...
Idea
Infrastructure & Logistics
Healthcare
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Oliq Africa is building a finance platform to help saving...
Series A
Fintech
Software & Services
|
San Francisco | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Blancosy is a tech enabler and an embedded fintech startu...
Growth
Cleantech
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Banking the global gig economy
Series A
Fintech
Creative Industries
Data & Analytics
|
San Francisco | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
ElementPay provides on-chain stablecoin rails for collect...
Series A
Fintech
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
Climate risk is biz risk. Don't wait for the next disaste...
Seed
Agriculture, Aquaculture & Agritech
Fintech
Data & Analytics
|
Nairobi | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
|
alphabloQ - token exchange platform that enables Africans...
Seed
Fintech
|
San Francisco | $14,500,000 | Sequoia Capital, Target Global | Jane Doe (jane@example.com) |
Data Methodology & E-E-A-T Standards
The Startup Map Africa research team utilizes a proprietary automated intelligence pipeline combined with rigorous human validation to track the African technology ecosystem.
- Verification: Every fintech listed is verified against active operational signals to ensure they are currently live and serving customers in 2026.
- Data Sourcing: Funding metrics and investor associations are aggregated from public filings, press releases, and partner VC firm disclosures.
- Exclusion Criteria: Defunct payment processors, shell companies, and entities lacking verifiable digital infrastructure are strictly removed from this index.
Frequently Asked Questions
The top African fintech startups include rapidly growing companies in payments, lending, and neo-banking across hubs like Lagos, Nairobi, and Johannesburg. This dataset tracks over 50 of the leading active platforms.
African fintech remains the most funded tech sector on the continent, with top startups regularly raising Series A and B rounds ranging from $5M to over $50M to scale payment infrastructure and credit access.
You can securely export our fully curated 2026 database of African fintech and payment startups directly from Startup Map Africa, which includes total funding amounts, lead investors, and founder contacts.