214 Fintech Startups in Africa — The Full List (2026)
Every active fintech startup tracked on Startup Map Africa — curated by our research team, with 1 profiles claimed and verified by the founders themselves, including pre-seed companies too early for international databases. Filter by country and stage, or get the full dataset as CSV.
| Startup | Country | Category | Stage | Founded | Funding |
|---|---|---|---|---|---|
|
M-KOPA
Pay as you go asset financing
|
KE | Fintech | Growth | 2011 | $554,000,000 |
|
Optasia
Optasia is a South African AI-powered fintech platform providing cr...
|
South Africa | Fintech | Growth | — | $345,000,000 |
|
Wave
Wave Mobile Money is Francophone Africa's first unicorn, providing ...
|
Senegal | Fintech | Growth | 2018 | $337,000,000 |
|
Moniepoint
Moniepoint is a Nigerian fintech company providing financial servic...
|
Nigeria | Fintech | Series C | 2015 | $200,000,000 |
|
Stitch
Stitch is a South African payments infrastructure company helping m...
|
South Africa | Fintech | Series B | 2019 | $107,000,000 |
|
Sunculture Finance
Agri equipment finance
|
KE | Fintech | Pre Seed | 2022 | $98,000,000 |
|
LemFi
LemFi is a Nigerian fintech startup providing low-cost cross-border...
|
Nigeria | Fintech | Series B | 2021 | $85,000,000 |
|
CashPlus
CashPlus is a Moroccan fintech and money-transfer company, operatin...
|
Morocco | Fintech | Growth | 2004 | $82,500,000 |
|
Khazna
Khazna is an Egyptian fintech super-app providing earned wage acces...
|
Egypt | Fintech | Series A | 2020 | $63,000,000 |
|
ValU
A leading consumer finance platform in the MENA region offering buy...
|
Egypt | Fintech | Early | 2017 | $63,000,000 |
|
Bokra
Bokra is an Egyptian wealth-tech startup providing sharia-compliant...
|
Egypt | Fintech | Growth | 2022 | $58,900,000 |
|
Kaleidofin Private Limited
Kaleidofin - symbolizes the power of financial solutions with a dig...
|
India | Fintech | Growth | — | $38,000,000 |
|
NowPay
A financial wellness platform for employees that provides earned wa...
|
Egypt | Fintech | Early | 2019 | $31,000,000 |
|
Lipa Later
Buy now pay later
|
KE | Fintech | Series A | 2018 | $27,100,000 |
|
Pula
Index insurance for farmers
|
KE | Fintech | Series A | 2015 | $26,000,000 |
|
Walletdoc
A payment gateway infrastructure provider for merchants in South Af...
|
South Africa | Fintech | Early | 2015 | $23,800,000 |
|
Kredete
Kredete is a Nigerian fintech helping African immigrants build cred...
|
Nigeria | Fintech | Series A | — | $22,000,000 |
|
Zeepay
Zeepay is a Ghanaian fintech platform terminating international rem...
|
Ghana | Fintech | Growth | 2014 | $18,000,000 |
|
Chari
Chari is a Moroccan B2B e-commerce startup that connects traditiona...
|
Morocco | E-commerce, Fintech | Series A | 2020 | $17,000,000 |
|
Mono
An open banking platform that provides APIs for businesses to acces...
|
Nigeria | Fintech | Series A | 2020 | $17,000,000 |
| Mo██████ | Nigeria | Fintech | Series A | 2020 | ████ |
| Th██████ | Egypt | Fintech | Series A | 2020 | ████ |
| Ra██████ | Nigeria | Fintech | Series A | 2022 | ████ |
| Li██████ | KE | Fintech | Pre Seed | 2023 | ████ |
| My██████ | Kenya | Fintech | Early | 2014 | ████ |
🔒 194 more startups in the full list
Including the pre-seed and MVP-stage companies not indexed anywhere else.
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Top Fintech Hubs by Country
Nigeria
Lagos remains the capital of African fintech — payments, agency banking and digital lending, home to unicorns like Flutterwave and OPay.
Kenya
The birthplace of mobile money. Nairobi focuses on embedded finance, SME credit and agritech-fintech crossovers.
South Africa
Cape Town and Johannesburg lead in challenger banking, insurtech and enterprise B2B financial software.
Egypt
Cairo bridges Africa and MENA: digital wallets, consumer lending and supply-chain finance, backed by regulatory sandboxes.
Ghana
Accra's progressive mobile-money interoperability rules make it a hub for cross-network payments and remittance tech.
How this list is built
This list combines research-team curation from public sources with direct founder submissions: 1 of the 214 profiles have been claimed and verified by the founders themselves, and that number grows weekly as founders claim their listings. 55% of the companies here have no recorded funding round — meaning they don't appear in international funding databases at all. Defunct and unverifiable companies are removed.